Explore the differences! FHA VS Conventional loan programs in Richland-Hills, Tarrant County, Texas

In 2025, the Conventional loan limit for Richland-Hills, which is in Tarrant county, TX, is $647,200. In contrast, the FHA limit for a single-family home is $450,800.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates between Conventional, FHA, and USDA loans, helping you identify the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program in TX for your financial situation.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Richland-Hills, Tarrant County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to zip codes: 76118, 76181

Conventional and FHA Loan Options in Richland-Hills, TX

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three options to find matching lenders and loan programs tailored for you.

Explore USDA loan requests and matching results on Lendersa


  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.
  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
  • Tyler City Employees Credit Union
  • 3711 Frankston Highway, Tyler, TX, 75701
  • Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
  • Endurance FCU
  • 703 S 9th Street, Duncan, OK, 73533
  • EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.