FHA VS Conventional loan programs in Richland-Hills, Tarrant County, Texas

In 2026, the Conventional loan limit for Richland-Hills, which is in Tarrant county, TX, is $647,200. In contrast, the FHA limit for a single-family home is $450,800.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates between Conventional, FHA, and USDA loans, helping you identify the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program in TX for your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Richland-Hills, Tarrant County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to zip codes: 76118

Conventional and FHA Loan Options in Richland-Hills, TX

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three options to find matching lenders and loan programs tailored for you.

Explore USDA loan requests and matching results on Lendersa


Richland-Hills Lenders

  • Best Suited Mortgage, LLC
  • 513 Oak Hollow Lane, Fort Worth, TX, 76112
  • Lends in Texas
  • We are Best Suited Mortgage, your local Texas mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals.

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • Family 1st of Texas Federal Credit Union
  • 3501 Western Center Boulevard, Fort Worth, TX, 76137
  • Lends in Texas
  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.

  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Lends in Texas
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Prosperity Mortgage, LLC
  • 5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
  • Lends in Texas
  • Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.