FHA VS Conventional loan programs in Bedford, Tarrant County, Texas

In the year 2026, within the city of Bedford, located in the county of Tarrant, TX, the conventional loan limit is set at $726,200. In contrast, the FHA loan limit for a single-family residence is $531,300.

Make use of the Lendersa® Conventional loan calculator to examine today's best rates between Conventional, FHA, and USDA loans. It assists in ascertaining the necessary income, creditworthiness, reserves, and documentation required to qualify. This powerful mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, helping you discern which program in TX aligns best with your financial requirements.

Explore loan offers from 100 lenders

Loan limits and down payment requirements in Bedford, county of Tarrant, TX for 2026

Type of Loan Max Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applicable to these ZIP codes: 76022

Available Conventional and FHA loan solutions in Bedford, TX

Lendersa® is dedicated to swiftly securing you the best Conventional, USDA, or FHA loan without unnecessary complexity. You can choose from three different methods to find lenders and the most suitable loan programs.

Lendersa USDA loan request and matching results


Bedford Lenders

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Lends in Texas
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.

  • Lending Elite Inc
  • 1401 Highway 360, Unit 1021, Euless, TX, 76039
  • Lends in Texas
  • Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.

  • Home Key Loans
  • 3005 Scotch Elm Street, Euless, TX, 76039
  • Lends in Texas
  • Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • Best Suited Mortgage, LLC
  • 513 Oak Hollow Lane, Fort Worth, TX, 76112
  • Lends in Texas
  • We are Best Suited Mortgage, your local Texas mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals.