FHA VS Conventional loan programs in 2025 for Ballinger, Runnels County, Texas

In 2025, the conventional loan limit for Ballinger in the county of Runnels, TX is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to effectively compare the best rates today among Conventional, FHA, and USDA options, and understand the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the ideal program in TX that fits your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Ballinger, County of Runnels, TX

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details are relevant for zip codes: 76821

Explore Conventional and FHA Loan Options in Ballinger, TX

At Lendersa®, we aim to offer you the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose from one of three starting points, each leading to suitable lenders and loan programs.

Lendersa showcases USDA loan request outcomes


  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
  • Hiott Financial Corporation
  • 12 Rouse Road, Sumiton, AL, 35148
  • "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. ​ HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families