Explore the differences! FHA VS Conventional loan programs in Ballinger, Runnels County, Texas
In 2026, the conventional loan limit for Ballinger in the county of Runnels, TX is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to effectively compare the best rates today among Conventional, FHA, and USDA options, and understand the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the ideal program in TX that fits your financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Ballinger, County of Runnels, TX
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These details are relevant for zip codes: 76821
Explore Conventional and FHA Loan Options in Ballinger, TX
At Lendersa®, we aim to offer you the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose from one of three starting points, each leading to suitable lenders and loan programs.
Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.
Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
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