FHA VS Conventional loan programs in 2026 for Coleman, Coleman County, Texas

In the year 2026, the conventional loan limit set for Coleman, situated in Coleman County, TX, is $726,200. Simultaneously, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your choice of the optimal program in TX for your financial needs.

Explore offers from 100 top lenders

2026 Loan Limits and Down Payment Requirements for Coleman, Coleman County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 76834

Available Conventional and FHA Loan Options in Coleman, TX

The goal of Lendersa® is to secure you the best possible loan, whether Conventional, USDA, or FHA, quickly and hassle-free. Pick one of three starting points, which results in identifying matching lenders and loan programs.

Lendersa's USDA loan request and results


Coleman Lenders

  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • Lends in Texas
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.

  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Lends in Texas
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.

  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Lends in Texas
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.

  • First Bank Texas
  • 244 Market Street, Baird, TX, 79504
  • Lends in Texas
  • First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name

  • Abilene Teachers Federal Credit Union
  • 3849 Antilley Road, Abilene, TX, 79606
  • Lends in Texas
  • Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • Lends in Texas
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.

  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Lends in Texas
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.

  • The Brady National Bank
  • 101 S. Blackburn St., Brady, TX, 76825
  • Lends in Texas
  • Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing