Explore the differences! FHA VS Conventional loan programs in Smithville, Bastrop County, Texas
In 2026, the conventional loan limit for Smithville, in Bastrop County, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $571,550.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. It helps evaluate income, credit, reserves, and documents needed for eligibility. By using our advanced mortgage tool, you can place Conforming Conventional, USDA, FHA, and VA loans side by side, supporting your decision on the most suitable program in TX for your financial situation.
A review of 2026 Loan Limits and Down Payment Requirements in Smithville, Bastrop, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This table is applicable to the following zip codes: 78957
Exploring Conventional and FHA Loan Choices in Smithville, TX
The core aim of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you, free from hassle. Choose one of three approaches to connect with matching lenders and suitable loan programs.
The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.
National Bank & Trust is a full-service Bank with friendly people who take the time to listen
The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
Lends in Texas
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space.
What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
