Explore the differences! FHA VS Conventional loan programs in Smithville, Bastrop County, Texas
In 2025, Convetional loan limit in Smithville, county of Bastrop, TX is $726,200 while FHA limit is $571,550 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.
2025 loan limits and downpayment requirments in Smithville, county of Bastrop, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
The comparison table applies to zip codes: 78957
Conventional and FHA loan options in Smithville, TX
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
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As the President of Berkshire Capital, Griffen Hock is responsible for running all facets of the business. Griffen has a proven executive management track record and over 15 years of experience driving sales growth and integrating digital marketing and sales strategy systems in residential mortgage lending.
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"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
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