FHA VS Conventional loan in Smithville, Bastrop County, Texas
In 2025, the conventional loan limit for Smithville, in Bastrop County, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $571,550.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. It helps evaluate income, credit, reserves, and documents needed for eligibility. By using our advanced mortgage tool, you can place Conforming Conventional, USDA, FHA, and VA loans side by side, supporting your decision on the most suitable program in TX for your financial situation.
A review of 2025 Loan Limits and Down Payment Requirements in Smithville, Bastrop, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This table is applicable to the following zip codes: 78957
Exploring Conventional and FHA Loan Choices in Smithville, TX
The core aim of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you, free from hassle. Choose one of three approaches to connect with matching lenders and suitable loan programs.
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