FHA VS Conventional loan in Bay-City, Matagorda County, Texas
In 2025, Convetional loan limit in Bay-City, county of Matagorda, TX is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bay-City, county of Matagorda, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 77414
Conventional and FHA loan options in Bay-City, TX
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
"Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
We are a full-line financial services provider.
At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.
OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
"We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans.
Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
It is our belief that a community is best
With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.
