FHA VS Conventional loan programs in Brazoria, Brazoria County, Texas

In 2026, in Brazoria, Brazoria County, TX, the conventional loan limit is $726,200, while for a single-family home, the FHA limit stands at $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA. Determine the necessary qualifications regarding income, credit, and reserves, along with needed documentation. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping to choose the best program in TX for your financial situation.

Compare offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Brazoria, Brazoria County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 77422

Available Options for Conventional and FHA Loans in Brazoria, TX

The objective of Lendersa® is to seamlessly deliver the best Conventional, USDA, or FHA loan quickly and without complications. Select one of the three initial paths that guide you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


Brazoria Lenders

  • Dash Home Mortgage Corporation
  • 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
  • Lends in Texas
  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S

  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • Lends in Texas
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.

  • Plan Lending
  • 224 West Park Street, Suite 200, Freeport, TX, 77541
  • Lends in Texas
  • PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Lends in Texas
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • Lends in Texas
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals

  • 1st Credential Mortgage Inc
  • 8615 Bloomfield Turn, Missouri City, TX, 77459
  • Lends in Texas
  • We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.

  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • Lends in Texas
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.

  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Lends in Texas
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.

  • Sims Mortgage Team
  • 2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
  • Lends in Texas
  • Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.