Explore the differences! FHA VS Conventional loan programs in Richwood, Brazoria County, Texas

In 2025, the conventional loan limit for Richwood, in Brazoria County, TX, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to decide which program in TX optimally fits your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Richwood, Brazoria County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 77531

Explore Conventional and FHA Loan Options in Richwood, TX

Lendersa® is dedicated to finding the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting pathways that connect you with matching lenders and loan programs.

USDA loan request with Lendersa and matching results


  • AGAP Commercial Services
  • 235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
  • At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
  • Gist Group LLC
  • 235 Peachtree Street NE, Atlanta, GA, 30303
  • Gist Group LLC is a First Class Commercial Real Estate Firm. Established in 2013 in Myrtle Beach, SC. Currently owned and operated in Atlanta, GA. Gist Group LLC has been positioned as a leader in finance brokerage industry. Reviewing thousands of Business and Real Estate projects annually.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Cambridge Mortgage Inc
  • 115-B East Main St, Gallatin, TN, 37066
  • The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
  • APCU
  • 3900 Crown Road, Atlanta, GA, 30380
  • APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.