For 2026, the conventional loan limit in Baytown, Harris County, TX is set at $726,200, while the FHA limit for a single-family home sits at $472,030.
Using the Lendersa® Conventional loan calculator, compare today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents to qualify. The advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you choose the best option for your financial situation in TX.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 77520
The objective of Lendersa® is to facilitate the acquisition of the best Conventional, USDA, or FHA loans quickly and with ease. Begin with one of three entry points for finding matching lenders and loan programs.
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