Explore the differences! FHA VS Conventional loan programs in Baytown, Harris County, Texas
In 2025, Convetional loan limit in Baytown, county of Harris, TX is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.
2025 loan limits and downpayment requirments in Baytown, county of Harris, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 77520, 77521, 77522
Conventional and FHA loan options in Baytown, TX
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!
2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions
Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.
GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
