FHA VS Conventional loan programs in Baytown, Harris County, Texas
In 2025, Convetional loan limit in Baytown, county of Harris, TX is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.
2025 loan limits and downpayment requirments in Baytown, county of Harris, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 77520, 77521, 77522
Conventional and FHA loan options in Baytown, TX
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative.
The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.
Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
"Capital City Mortgage is a mortgage brokerage company based in Austin, Texas.
We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
