FHA VS Conventional loan programs in Bellmead, McLennan County, Texas
In the year 2025, for the city of Bellmead situated within the county of McLennan, TX, the conventional loan limit is set at $726,200, while the FHA limit for a single-family home is defined to be $472,030. These limits are key for prospective homeowners considering their financing options.
Utilize the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documentation required for qualification. This advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you to choose the best available program in TX that suits your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Bellmead, McLennan County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table is pertinent to the zip codes: 76705, 76715, providing clarity on loan limits for residents in these areas.
Discerning Conventional and FHA Loan Paths in Bellmead, TX
At Lendersa®, our goal is to swiftly secure the best possible Conventional, USDA, or FHA loan for you without complications. Choose from one of three starting points that connect you to matched lenders and suitable loan programs tailored for your specific needs.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
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1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
