Explore the differences! FHA VS Conventional loan programs in Waco, McLennan County, Texas
In 2025, the Conventional loan limit for Waco, located in McLennan County, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030. Understanding these limits is crucial for homebuyers and those refinancing their homes.
Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Calculate necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tools offer a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA options, providing you the insight to determine which program suits your financial requirements best in TX.
Understanding 2025 Loan Limits and Downpayment Requirements in Waco, McLennan, TX
Grasping these limits is essential for informed mortgage planning and financial strategy.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the respective zip codes: 76798, 76710, 76711, 76712, 76708, 76701, 76707, 76706, 76704, 76702, 76703, 76714, 76797, 76799. It's a helpful guide for those pursuing mortgage opportunities.
Options for Conventional and FHA Loans in Waco, TX
The goal at Lendersa® is to ensure you secure the optimal Conventional, USDA, or FHA loan in a hassle-free and timely manner. Choose from one of three pathways that connect you to matching lenders and loan programs, personalized to meet your needs.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.
Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.
We work with you to find the right program & secure low market rates to make sure you are paying the lowest payment each month. We keep you informed and return all emails & calls promptly so that you never have to wonder what is going on with your loan. We work closely with you through the process to meet all deadlines.
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans.
Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.
900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
