FHA VS Conventional loan programs in Waco, McLennan County, Texas
In 2025, the Conventional loan limit for Waco, located in McLennan County, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030. Understanding these limits is crucial for homebuyers and those refinancing their homes.
Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Calculate necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tools offer a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA options, providing you the insight to determine which program suits your financial requirements best in TX.
Understanding 2025 Loan Limits and Downpayment Requirements in Waco, McLennan, TX
Grasping these limits is essential for informed mortgage planning and financial strategy.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the respective zip codes: 76798, 76710, 76711, 76712, 76708, 76701, 76707, 76706, 76704, 76702, 76703, 76714, 76797, 76799. It's a helpful guide for those pursuing mortgage opportunities.
Options for Conventional and FHA Loans in Waco, TX
The goal at Lendersa® is to ensure you secure the optimal Conventional, USDA, or FHA loan in a hassle-free and timely manner. Choose from one of three pathways that connect you to matching lenders and loan programs, personalized to meet your needs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124
In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,
8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124
Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.
In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
