FHA VS Conventional loan programs in Hewitt, McLennan County, Texas

In 2026, the conventional loan cap in Hewitt, located in the county of McLennan, TX, is $726,200, whereas the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine your necessary income, credit, reserves, and documents for qualification. With our cutting-edge mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining the most fitting program in TX for your fiscal needs.

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2026 Loan Limits and Down Payment Requirements for Hewitt, McLennan, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 76643

Loan Options for Conventional and FHA in Hewitt, TX

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan for you quickly and easily. Choose one of three ways to match with lenders and appropriate loan programs.

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  • United Brokers, Inc.
  • 11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
  • United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction

  • Hard Money Mortgage Loans
  • 7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
  • Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!

  • Kayak Capital
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction

  • MODERN HOME LENDING
  • 4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
  • "Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible.
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  • Prime Plus Mortgages - Phoenix Hard Money Loans
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects.
    Fast turnaround
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  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.

  • The State Bank of Geneva
  • 22 South Fourth Street, Geneva, IL, 60134
  • The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.

  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.