FHA VS Conventional loan programs in Bridgeport, Wise County, Texas

For 2026, the Conventional loan limit for Bridgeport, in Wise county, TX, reaches $726,200, whereas the FHA limit for a single-family home stands at $531,300. Learning these limits gives you an edge in planning your mortgage financing options effectively.

Employ the Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA loans, establishing what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator offers a comprehensive view of Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine the optimal program for your financial strategy in TX.

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Loan Limits and Down Payment Requirements for 2026 in Bridgeport, Wise, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to these zip codes: 76426

Conventional and FHA Loan Options in Bridgeport, TX

At Lendersa®, the focus is on swiftly obtaining the most suitable Conventional, USDA, or FHA loan for you, without any fuss. Select one of three starting paths to connect with the right lenders and find loan programs matched to your needs.

Investigate USDA loan requests and matching results at Lendersa


  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.

  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance

  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.

  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • 360 Home Lending
  • 12005 Ford Road, Suite 405, Dallas, TX, 75234
  • 360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors

  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.