FHA VS Conventional loan in Springtown, Parker County, Texas

In 2025, the conventional loan limit for Springtown, in Parker county, TX, is $726,200, while the limit for an FHA loan is $531,300 for a single-family home.

Lendersa® provides a Conventional loan calculator to analyze and compare today's top rates for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a comprehensive view of Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making process in selecting the best program available in TX for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Springtown, Parker, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Note: This table applies to the following zip codes: 76082

Available Conventional and FHA Loan Options in Springtown, TX

The primary goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans quickly and without any hassle. Choose from three starting options to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • CapitalBull Mortgage
  • 558 Gravois Road, Suite 203, Fenton, MO, 63026
  • CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
  • West Community Credit Union
  • 4161 Highway K, O Fallon, MO, 63368
  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
  • AA Mortgage Corp
  • 14346 Manchester Road, Manchester, MO, 63011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Shelter Mortgage Inc
  • 10 Strecker Road, Suite 1280, Ballwin, MO, 63011
  • "I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance. My passion is helping people just like you make educated, wise"
  • The Bank of Vernon
  • 44825 Highway 17, Vernon, AL, 35592
  • Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square. Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services