Explore the differences! FHA VS Conventional loan programs in Brownwood, Brown County, Texas

In 2025, the Conventional loan limit in Brownwood, county of Brown, TX, is set at $726,200. In comparison, the FHA loan limit applicable to a single-family home is $472,030. These limits help determine the maximum borrowing capacity within these specific programs in your area.

The Lendersa® Conventional loan calculator is an invaluable tool for comparing today's top rates across Conventional, FHA, and USDA loans. It aids in determining the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, empowering you to identify the most appropriate program for your distinct financial situation in TX.

Review loan offers from up to 100 lenders

2025 Loan Limits and Down Payment Details in Brownwood, Brown, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the specified zip codes: 76801, 76802, 76803. Make sure your location falls under these zip codes when considering your potential loan application.

Exploring Conventional and FHA Loan Options in Brownwood, TX

Our goal at Lendersa® is to facilitate your access to top-tier Conventional, USDA, or FHA loans efficiently and without complexity. Choose one of three initial starting points, which will direct you to matching lenders and loan programs that are tailored to your individual needs and financial goals.

Comprehensive results from Lendersa USDA loan requests and matches


  • Chessie Federal Credit Union
  • 15 Commerce Drive, Cumberland, MD, 21502
  • The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
  • ACT 1st Federal Credit Union
  • 14316 National Highway SW, LaVale, MD, 21502
  • ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
  • First Peoples Community Federal Credit Union
  • 153 Baltimore Street, Cumberland, MD, 21502
  • First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
  • First Mortgage Services
  • 203 Paca St, Cumberland, MD, 21502
  • First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step
  • Northstar Lending Group
  • 1657 Hwy. 395, Suite 103A, Minden, NV, 89423
  • We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
  • Blossom Heights Realty
  • 1116 10th St S, Nampa, ID, 83651
  • Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve. Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga. Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.