Explore the differences! FHA VS Conventional loan programs in Dublin, Erath County, Texas

In 2026, the limit for a conventional loan in Dublin, Erath county, TX is set at $726,200. Meanwhile, the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documentation needed for eligibility. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding in deciding which program in TX best fits your particular financial needs.

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2026 Loan Limits and Down Payment Requirements in Dublin, Erath County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparison applies to the following zip codes: 76446

Conventional and FHA Loan Options in Dublin, TX

Lendersa® is dedicated to obtaining the best possible Conventional, USDA, or FHA loan conveniently and swiftly. Begin with one of three starting options to connect with matching lenders and loan offerings.

Lendersa results for USDA loan request matching


Dublin Lenders

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • Lends in Texas
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter

  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Lends in Texas
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.

  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • Lends in Texas
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Lends in Texas
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Lends in Texas
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • First Bank Texas
  • 244 Market Street, Baird, TX, 79504
  • Lends in Texas
  • First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • Lends in Texas
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.

  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • Lends in Texas
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches