FHA VS Conventional loan in Midlothian, Ellis County, Texas

In 2025, Convetional loan limit in Midlothian, county of Ellis, TX is $726,200 while FHA limit is $531,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Midlothian, county of Ellis, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 76065

Conventional and FHA loan options in Midlothian, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
  • Cattell Mortgage
  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.
  • City Bank & Trust Co.
  • 146 Rue St. Denis, Natchitoches, LA, 71457
  • City Bank was established in Natchitoches in 1933 and has been an integral part of this historic community for over 85 years. The City Bank family constantly strives for excellence and we pride ourselves on the personal services we offer to all of our customers. As a City Bank customer, you will benefit from a full range of services.
  • Community Bank
  • 104 S Main St, Bristow, OK, 74010
  • Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924. At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender. Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
  • SpiritBank
  • 601 North Main St, Bristow, OK, 74010
  • SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,