Explore the differences! FHA VS Conventional loan programs in Dayton, Liberty County, Texas

In 2026, the conventional loan limit in Dayton, county of Liberty, TX is $726,200, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans, assessing necessary income, credit, and documents for qualification. Our advanced tool helps you see the options side by side, aiding in the choice of the best program for your financial needs in TX.

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Loan limits and down payment requirements for 2026 in Dayton, Liberty, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 77535

Loan options in Dayton, TX

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan options. Choose one of three pathways tailored to matching you with lenders and program requirements.

Results of Lendersa loan matching


  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions

  • Countrywide Mortgage Lenders LLC
  • 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
  • At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • CRS Group Mortgage Co
  • 22 Riviera Estates Drive, Palm Coast, FL, 32164
  • Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,

  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners

  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service

  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.