FHA VS Conventional loan in Lantana, Denton County, Texas

In 2025, the Conventional loan limit for Lantana in Denton county, TX, is set at $726,200, while the FHA limit for a single-family home stands at $531,300.

The Lendersa® Conventional loan calculator provides a comparison of the best rates available for Conventional versus FHA and USDA loans today. It helps establish the income, credit, reserves, and required documentation for qualification. Using our sophisticated mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options to determine which might be most advantageous for your financial needs in TX.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Needs in Lantana, Denton County, TX

Loan Type Loan Limit Downpayment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This comparison table is relevant to the zip codes: 76226

Exploring Conventional and FHA Loan Options in Lantana, TX

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan without complications. Choose from three pathways that match you with suitable lenders and programs.

Lendersa USDA loan request matching results


  • Wedoloans
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
  • Highland HomeLoans, LLC
  • 5700 Granite Parkway, Suite 800, Plano, TX, 75024
  • At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.
  • Affirm Home Loans
  • 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024
  • Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Synergy One Lending
  • 7700 Windrose Ave, Suite G300, Plano, TX, 75024
  • S1L, INC. is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 23 States & provides among the broadest set of mortgage options of any company today.
  • InTrust Mortgage, LLC
  • 7500 San Jacinto Place, Plano, TX, 75024
  • InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic
  • UPTOWN FUNDING, LLC
  • 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
  • Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
  • Oz Lending
  • 2805 Dallas Pkwy, Suite 150, Plano, TX, 75093
  • Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process. Oz Lending has access to the best loan programs available, FHA, VA, Construction, Jumbo.
  • Quick and Closed
  • 3300 N. Dallas Pkwy, Plano, TX, 75093
  • We are a full service Mortgage Broker offering a wide variety of loan programs. Unlike Banks or traditional mortgage companies who are locked into selling only their products, we work with several lenders and investors to select the right loan for you. Whether you are self-employed and have perfect credit or not so perfect credit we can help.