Explore the differences! FHA VS Conventional loan programs in Stephenville, Erath County, Texas
In 2025, the limit for Conventional loans in Stephenville, situated in Erath county, TX, reaches $726,200, whereas the FHA loan limit for a single-family home reaches $472,030. These boundaries establish the maximum borrowing amounts permitted under these two types of loan programs within your area.
The Lendersa® Conventional loan calculator is here to facilitate comparison among the top rates available for Conventional versus FHA and USDA loans as of today. This tool enables you to determine the necessary income, credit status, reserve amounts, and documentation required for qualification. Using our state-of-the-art mortgage calculator, you can analyze Conforming Conventional loans alongside USDA, FHA, and VA options. This comparison helps identify the most suitable program for your specific financial needs in TX.
Understanding 2025 Loan Limits and Down Payment Requirements in Stephenville, Erath County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the zip codes: 76401, 76402. Make sure your location is within these zip codes to ensure accurate application of the loan limits.
Comprehensive Loan Options: Conventional and FHA in Stephenville, TX
The mission of Lendersa® is to get you access to the best available Conventional, USDA, or FHA loans efficiently and without unnecessary complications. Start by choosing from one of three available initial pathways, each leading you to align with matching lenders and optimal loan programs that are perfectly suited to your financial needs.
Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,
9036 Mission Boulevard, Suite 141, Riverside, CA, 92509
We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
5502 North West Chapel Court, Port Saint Lucie, FL, 34986
The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
