FHA VS Conventional loan programs in Stephenville, Erath County, Texas
In 2025, the limit for Conventional loans in Stephenville, situated in Erath county, TX, reaches $726,200, whereas the FHA loan limit for a single-family home reaches $472,030. These boundaries establish the maximum borrowing amounts permitted under these two types of loan programs within your area.
The Lendersa® Conventional loan calculator is here to facilitate comparison among the top rates available for Conventional versus FHA and USDA loans as of today. This tool enables you to determine the necessary income, credit status, reserve amounts, and documentation required for qualification. Using our state-of-the-art mortgage calculator, you can analyze Conforming Conventional loans alongside USDA, FHA, and VA options. This comparison helps identify the most suitable program for your specific financial needs in TX.
Understanding 2025 Loan Limits and Down Payment Requirements in Stephenville, Erath County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the zip codes: 76401, 76402. Make sure your location is within these zip codes to ensure accurate application of the loan limits.
Comprehensive Loan Options: Conventional and FHA in Stephenville, TX
The mission of Lendersa® is to get you access to the best available Conventional, USDA, or FHA loans efficiently and without unnecessary complications. Start by choosing from one of three available initial pathways, each leading you to align with matching lenders and optimal loan programs that are perfectly suited to your financial needs.
1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin
DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015.
We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
