Explore the differences! FHA VS Conventional loan programs in Elsa, Hidalgo County, Texas

In 2025, the Conventional loan limit in Elsa, within the county of Hidalgo, TX, is $726,200. By contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and contrast the best rates today between Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help choose the most suitable program in TX for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Elsa, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 78543

Conventional and FHA Loan Options in Elsa, TX

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three paths to find matching lenders and programs.

Explore USDA loan requests and matching results at Lendersa


  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
  • The Mortgage Guys
  • 8721 Sunset Blvd, Ph 10, Ontario, CA, 90069
  • Kendell is a Southern California Mortgage Loan Originator helping you fund your future. Kendell and his team specialize in providing quality service by guiding their clients through a smooth mortgage process. With over 20 years in the mortgage business, this team is equipped to serve all your lending needs.
  • The Mortgage Guy Inc
  • 8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
  • The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.
  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Tressa Pope
  • 3500 W Olive Avenue, Suite 300, Burbank, CA, 91505
  • With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive: Professional advice and support in making your home financing decisions