FHA VS Conventional loan in La-Villa, Hidalgo County, Texas
In 2026, for La-Villa, situated in the county of Hidalgo, TX, the Conventional loan limit is $647,200, whereas the FHA limit for a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to analyze current top rates among Conventional, FHA, and USDA loans. Learn the required income, credit, reserves, and documents needed for qualification. This advanced mortgage tool lets you see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the most suitable program in TX for your specific financial needs.
Loan Limits and Down Payment Requirements for 2026 in La-Villa, County of Hidalgo, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 78562
Explore Conventional and FHA Loan Options in La-Villa, TX
The aim of Lendersa® is to swiftly provide you with the best choice of Conventional, USDA, or FHA loans with minimal hassle. Start by selecting one of three pathways to match with suitable lenders and tailored loan offers.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
2019 South 77 Sunshine Strip, Harlingen, TX, 78550
Lends in Texas
The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
Lends in Texas
Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
