FHA VS Conventional loan programs in 2025 for Farmersville, Collin County, Texas
In 2025, the limit for conventional loans in Farmersville, situated in the county of Collin, TX, is $726,200. In contrast, the FHA limit for a single-family home is set at $531,300.
Employ the Lendersa® Conventional loan calculator to assess the best current rates for Conventional, FHA, and USDA loans, while determining the income, credit, reserves, and documentation required for qualification. Our advanced loan calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the program in TX that aligns best with your financial profile.
2025 Loan Limits and Down Payment Requirements in Farmersville, County of Collin, TX
Type of Loan
Limit of the Loan
Down Payment Percentage
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This data applies to zip codes: 75442, 75121
Explore Conventional and FHA Loan Options in Farmersville, TX
At Lendersa®, our mission is to quickly and easily connect you with the best suitable Conventional, USDA, or FHA loan. You can start by choosing from three pathways that lead to pairing you with the right lenders and loan options.
4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.
First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
