In 2025, the Conventional loan limit for McKinney, in the county of Collin, TX, stands at $726,200. Conversely, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to examine the best current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator offers side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, helping you make an informed decision on the best program for your financial situation in TX.
Compare loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% |
This table pertains to the zip codes: 75069, 75070, 75071, 75072
Lendersa® is committed to offering you the best possible Conventional, USDA, or FHA loan without delays or complications. Choose from one of three starting points to find the matching lenders and programs.
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