FHA VS Conventional loan programs in McKinney, Collin County, Texas
In 2025, the Conventional loan limit for McKinney, in the county of Collin, TX, stands at $726,200. Conversely, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to examine the best current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator offers side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, helping you make an informed decision on the best program for your financial situation in TX.
Loan limits and down payment requirements for 2025 in McKinney, county of Collin, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This table pertains to the zip codes: 75069, 75070, 75071, 75072
Exploring Conventional and FHA Loan Options in McKinney, TX
Lendersa® is committed to offering you the best possible Conventional, USDA, or FHA loan without delays or complications. Choose from one of three starting points to find the matching lenders and programs.
Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals.
Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
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Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
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Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
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