FHA VS Conventional loan in Fresno, Fort Bend County, Texas

During 2026, the Conventional loan limit in Fresno, located in Fort Bend county, TX, is set at $726,200. Meanwhile, the FHA loan cap for a single-family residence stands at $472,030.

With the Lendersa® Conventional loan calculator, you can analyze today’s premium rates for Conventional, FHA, and USDA loans, verifying the income, credit, reserves, and documentation necessary for approval. This advanced tool enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best-suited program in TX for your financial needs.

Explore and compare loan offerings from 100 lenders

2026 Loan Limits and Down Payment Details in Fresno, Fort Bend, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details provided in this table are relevant to these zip codes: 77545

Loan Options for Conventional and FHA Loans in Fresno, TX

Lendersa® is committed to facilitating swift and hassle-free access to the most suitable Conventional, USDA, or FHA loans. Choose from three starting approaches that match you with relevant lenders and loan programs.

Results from Lendersa USDA loan requests and matches


Fresno Lenders

  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • Lends in Texas
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals

  • 1st Credential Mortgage Inc
  • 8615 Bloomfield Turn, Missouri City, TX, 77459
  • Lends in Texas
  • We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.

  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Lends in Texas
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • Lends in Texas
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Lends in Texas
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.

  • Peabody Capital Lending LLC
  • 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
  • Lends in Texas
  • Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Truth Lending Services LLC
  • 3404 Beacon Bend Court, Pearland, TX, 77584
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • Lends in Texas
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Lends in Texas
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!