FHA VS Conventional loan in Missouri-City, Fort Bend County, Texas

In 2026, for Missouri-City in Fort Bend County, TX, the conventional loan limit is $647,200, while the FHA cap for a single-family dwelling is $420,680.

The Lendersa® Conventional loan calculator can be used to analyze today's best rates across Conventional, FHA, and USDA loans and to determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loan options side by side, helping you choose the most suitable program for your financial circumstances in TX.

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2026 Loan Limits and Downpayment Requirements in Missouri-City, Fort Bend County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 77489

Available Conventional and FHA Loan Options in Missouri-City, TX

Lendersa® is committed to securing the most favorable Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting options to find matching lenders and loan programs that cater to your needs.

Matching results for Lendersa USDA loan requests


Missouri-City Lenders

  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Lends in Texas
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • Lends in Texas
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • Lends in Texas
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Lends in Texas
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Lends in Texas
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.

  • Prompt Mortgage LLC
  • 920 FM 1092, Suite 207, Stafford, TX, 77477
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Lends in Texas
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • Helping Hands Lending LLC
  • 10103 Fondren, Suite 340, Houston, TX, 77096
  • Lends in Texas
  • Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.

  • BH Loans LLC
  • 10101 Fondren Road, Suite 575, Houston, TX, 77096
  • Lends in Texas
  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.