FHA VS Conventional loan programs in Friona, Parmer County, Texas

In 2026, within Friona in Parmer County, TX, the conventional loan limit is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's premier rates among Conventional, FHA, and USDA lending options. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in TX tailored to your financial profile.

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Loan Limits and Down Payment Requirements for 2026 in Friona, Parmer County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 79035

Conventional and FHA Loan Programs in Friona, TX

Lendersa® is focused on swiftly securing you the best Conventional, USDA, or FHA loan, hassle-free. Begin with one of three options to align with lenders and loan offerings that meet your needs.

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Friona Lenders

  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Lends in Texas
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.

  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Lends in Texas
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Lends in Texas
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • First Federal Bank Littlefield, Texas
  • 2313 Phelps Ave., Littlefield, TX, 79339
  • Lends in Texas
  • First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.

  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Lends in Texas
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.

  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • Lends in Texas
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.

    The mission of The People's Federal Credit Union is to be the Members' primary financial institution.