FHA VS Conventional loan programs in 2025 for Muleshoe, Bailey County, Texas

In 2025, the conventional loan limit in Muleshoe, within Bailey County, TX, is set at $726,200. Meanwhile, the limit for an FHA loan for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit rating, reserves, and documents needed for qualification. This advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping decide which program in TX is optimal for your financial needs.

Explore loan offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Muleshoe, Bailey, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 79347

Options for Conventional and FHA Loans in Muleshoe, TX

The main goal of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, free of hassle. Choose one of three pathways to link to matching lenders and loan programs.

Results of USDA loan request and matching at Lendersa


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