FHA VS Conventional loan in Gainesville, Cooke County, Texas
For 2026, the maximum limit for a Conventional loan in Gainesville, located in Cooke county, within TX, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Try the Lendersa® Conventional loan calculator to contrast today's leading rates: Conventional vs. FHA vs. USDA. Evaluate the qualifications such as income, credit, reserves, and necessary documents. Our sophisticated mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you find the most suitable program in TX for your financial circumstances.
2026 Loan Limits & Downpayment Details in Gainesville, Cooke County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table pertains to these zip codes: 76240
Exploring Conventional and FHA Loan Options in Gainesville, TX
Lendersa® aims to swiftly and effortlessly connect you to the optimal Conventional, USDA, or FHA loan. Choose from three starting paths that align lenders with suitable loan programs.
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We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
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