FHA VS Conventional loan in Gun-Barrel-City, Henderson County, Texas

In 2026, the Conventional loan limit in Gun-Barrel-City, located in Henderson county of TX, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare today's premier rates among Conventional, FHA, and USDA loans, identifying the income, credit requirements, reserves, and documents necessary to qualify. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on which program in TX best suits your financial needs.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Gun-Barrel-City, Henderson County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to the following zip codes: 75156

Explore Conventional and FHA Loan Options in Gun-Barrel-City, TX

The mission of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting pathways to align with suitable lenders and programs.

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Gun-Barrel-City Lenders

  • American National Bank of Texas
  • 102 West Moore Avenue, Terrell, TX, 75160
  • Lends in Texas
  • Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • Lends in Texas
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
  • Lends in Texas
  • Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision

  • Corner Stone Credit Union
  • 130 Historic Town Square, Lancaster, TX, 75146
  • Lends in Texas
  • Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union

  • Citizens National Bank of Texas
  • PO Box 717, Waxahachie, TX, 75168
  • Lends in Texas
  • We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.

    In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Lends in Texas
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially

  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • Lends in Texas
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.

  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Lends in Texas
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.