FHA VS Conventional loan in Malakoff, Henderson County, Texas

In 2025, the maximum for a Conventional loan in Malakoff, located in the county of Henderson, TX is $726,200, whereas the FHA limit for a single-family house is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. With it, you can ascertain the required income, credit score, reserves, and documentation needed to qualify. Our state-of-the-art mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the most suitable option for your financial needs in TX.

Compare loan offers from 100 lenders

Loan limits and down payment specifics for 2025 in Malakoff, county of Henderson, TX

Type of Loan Maximum Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to these zip codes: 75148

Options for Conventional and FHA Loans in Malakoff, TX

Lendersa® strives to offer you the most convenient and attractive Conventional, USDA, or FHA loan options promptly. Choose from one of three starting paths to find matching lenders and personalized loan plans.

Lendersa USDA loan request matching results


  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
  • America Smart Home
  • 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
  • At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Frogg Realty & Lending
  • 9852 Katella Ave, Suite 321, Anaheim, CA, 92804
  • We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
  • Prima Funding Inc
  • 829 S Westvale Dr, Anaheim, CA, 92804
  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.