During 2025, the maximum amount available for a conventional loan in Athens, situated in Henderson county, TX, is set at $726,200. Concurrently, the FHA lending cap for a single-family residence stands at $472,030.
By utilizing the Lendersa® Conventional loan calculator, you can compare the best current rates for Conventional, FHA, and USDA loans. It helps you assess income, creditworthiness, required reserves, and necessary documents for qualification. Our sophisticated mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans, providing a comprehensive view to help you select the most suitable program in TX tailored to your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table pertains specifically to the following zip codes: 75751, 75752
The objective of Lendersa® is to deliver the highest quality of service by ensuring you obtain the best possible Conventional, USDA, or FHA loan efficiently and seamlessly. You have the option to choose from three different starting points that lead you to matched lenders and appropriate loan programs, tailored just for you.
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