FHA VS Conventional loan in Homestead-Meadows-North, El Paso County, Texas

For 2026, the conventional loan limit in Homestead-Meadows-North, part of El Paso County, TX, is set at $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans. It determines necessary income, credit, reserves, and documentation for qualification. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision regarding the best program in TX for your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Homestead-Meadows-North, El Paso, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to these zip codes: 79938

Explore Conventional and FHA Loan Options in Homestead-Meadows-North, TX

Lendersa® is focused on quickly and effortlessly securing the best possible Conventional, USDA, or FHA loans for you. Choose one of the three pathways to match with suitable lenders and loan programs.

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Homestead-Meadows-North Lenders

  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • Lends in Texas
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Lends in Texas
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • Lends in Texas
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
    We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.

  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Lends in Texas
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.

  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • Lends in Texas
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.

  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • Lends in Texas
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.

  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Lends in Texas
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.

  • Binary Investments, LLC
  • 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
  • Lends in Texas
  • We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.

  • High Desert Capital LLC
  • 6080 Surety Dr, Suite 101, El Paso, TX, 79905
  • Lends in Texas
  • "The commercial lending market in El Paso, Texas is as
    diverse as the people who populate this city. Our vision
    of providing premier, non-traditional lending services is
    uniquely designed to serve the needs for El Paso, Texas.Our
    commitment to you is to deliver these services through our
    philosophy of working creatively with our clients."