FHA VS Conventional loan in Sparks, El Paso County, Texas
In 2026, the conventional loan limit in Sparks, located in El Paso County, TX, is set at $726,200. For a single-family home, the FHA limit stands at $472,030.
Make use of the Lendersa® Conventional loan calculator to assess today’s best rate options across Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documentation needed to qualify. This sophisticated tool lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which program in TX fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Sparks, El Paso County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 79928
Options for Conventional and FHA Loans in Sparks, TX
The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you, without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.
Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.
1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
Lends in Texas
At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.
Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
Lends in Texas
The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
Lends in Texas
Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
Lends in Texas
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
"The commercial lending market in El Paso, Texas is as diverse as the people who populate this city. Our vision of providing premier, non-traditional lending services is uniquely designed to serve the needs for El Paso, Texas.Our commitment to you is to deliver these services through our philosophy of working creatively with our clients."
