In 2026, the conventional loan limit in Sparks, located in El Paso County, TX, is set at $726,200. For a single-family home, the FHA limit stands at $472,030.
Make use of the Lendersa® Conventional loan calculator to assess today’s best rate options across Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documentation needed to qualify. This sophisticated tool lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which program in TX fits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 79928
The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you, without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.
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