Conventional Loans Vs FHA in Sparks, TX [in 2025]

In 2025, the conventional loan limit in Sparks, located in El Paso County, TX, is set at $726,200. For a single-family home, the FHA limit stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to assess today’s best rate options across Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documentation needed to qualify. This sophisticated tool lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which program in TX fits your financial needs best.

Options for Conventional and FHA Loans in Sparks, TX

The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you, without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.

Find USDA loan requests and results with Lendersa

(219) 310-9402 Lender's profile and map Reviews Cabaka Mortgage 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917 Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
(512) 470-4808 Lender's profile and map Reviews Shelly Roark 814 West North Loop, Unit B, Austin, TX, 78756 Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
(800) 441-4428 Lender's profile and map Reviews Celink 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728 Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
(512) 663-0473 Lender's profile and map Reviews HMG Finance, Inc. 2021 Guadalupe Street, Suite 260, Austin, TX, 78705 At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
(281) 460-8800 Lender's profile and map Reviews Texas Real Estate Finance, LLC 111 Congress Avenue, Suite 500, Austin, TX, 78701 Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space. What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
(512) 215-4267 Lender's profile and map Reviews Adelo Mortgage 904 West Ave, Suite 150, Austin, TX, 78701 Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.
(512) 457-8080 Lender's profile and map Reviews Windsor Loans, Inc. 1411 West Avenue, Suite 200, Austin, TX, 78701 At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(888) 508-1186 Lender's profile and map Reviews Orchard Home Loans, LLC 1400 Lavaca Street, Suite 09-102, Austin, TX, 78701 Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
(512) 458-2558 Lender's profile and map Reviews Greater Texas Credit Union 6411 North Lamar Boulevard, Austin, TX, 78758 Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
(512) 435-4545 Lender's profile and map Reviews United Heritage Credit Union 12208 N Mopac Expy, Austin, TX, 78758 Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.