FHA VS Conventional loan programs in Horizon-City, El Paso County, Texas
For the year 2025, the Conventional loan limit in Horizon-City, located within the county of El Paso, TX, is set at $647,200. Concurrently, the FHA limit for a single-family home is established at $420,680. These loan limits indicate the maximum borrowing capacities available under these diverse programs, which are crucial for potential homeowners evaluating their financing options.
The Lendersa® Conventional loan calculator is an excellent resource for comparing the best available rates for Conventional, FHA, and USDA loans today. This tool helps ascertain the necessary income, credit metrics, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side-by-side, enabling a thoughtful decision about which program best suits your unique financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Horizon-City, El Paso, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: The details provided in this comparison table are applicable to the following zip codes: 79928. Ensure these codes align with your area before proceeding with any applications to ensure accurate coverage.
Exploring Conventional and FHA Loan Options in Horizon-City, TX
Lendersa® is dedicated to streamlining your access to the best possible Conventional, USDA, or FHA loan options efficiently and seamlessly. Choose one among three well-defined pathways that align you with suitable lenders and well-suited loan programs, ensuring the most advantageous financial arrangements are at your fingertips.
"Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace.
We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
Blackstone Financial, Inc. understands that obtaining a mortgage can be a complicated and intimidating process. That’s why we are on your side. We develop residential and commercial mortgage and financing strategies that are customized for your specific needs. We do not provide template and cookie-cutter solutions.
1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life. We will get great deals for your financial plan.
"DG Funding is changing the mortgage lending experience for the better.
We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
"We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process.
Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
