FHA VS Conventional loan programs in Horseshoe-Bay, Llano County, Texas

In 2026, the conventional loan limit for Horseshoe-Bay in Llano County, TX is $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates today among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine which program in TX best suits your financial scenario.

Review loan offers from a diverse network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Horseshoe-Bay, Llano County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 78657

Explore Conventional and FHA Loan Options in Horseshoe-Bay, TX

The aim of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three options to align yourself with matching lenders and loan programs.

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Horseshoe-Bay Lenders

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Lends in Texas
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Lends in Texas
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • City Star Lending
  • 15905 Fontaine Ave, Austin, TX, 78734
  • Lends in Texas
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.

  • Legend Lending
  • 106 Kollmeyer Circle, Austin, TX, 78734
  • Lends in Texas
  • The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Key Home Mortgage, LLC
  • 15303 South Flamingo Drive, Lakeway, TX, 78734
  • Lends in Texas
  • We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • CAPFI LENDING LLC
  • 3019 Palominos Pass, Leander, TX, 78641
  • Lends in Texas
  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.

  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Lends in Texas
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.

  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Lends in Texas
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.

  • Home Financing Direct, LLC
  • 12013 Nevada Dr, Austin, TX, 78738
  • Lends in Texas
  • Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today