Explore the differences! FHA VS Conventional loan programs in Horseshoe-Bay, Llano County, Texas

In 2026, the conventional loan limit for Horseshoe-Bay in Llano County, TX is $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates today among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine which program in TX best suits your financial scenario.

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Loan Limits and Down Payment Requirements for 2026 in Horseshoe-Bay, Llano County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 78657

Explore Conventional and FHA Loan Options in Horseshoe-Bay, TX

The aim of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three options to align yourself with matching lenders and loan programs.

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  • The Bank of Jackson
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  • Leaders Credit Union
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    We are a full-line financial services provider.

  • MaggieMae
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  • The Bank of Advance
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  • The Bank of Advance was established in 1902 to serve the financial needs of the community. Since that time, we've been investing in the area communities we serve to make them better places to live and work. Our high level of personal service and dedication is evident as we strive to satisfy our customers'​ financial needs & promote our communities.

  • Southern Bank
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  • Community Neighbor Bank
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  • Trident Home Loans
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  • Mortgage Trust Inc
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