FHA VS Conventional loan in Kingsland, Llano County, Texas

In 2026, the limit for a Conventional loan in Kingsland, which is part of Llano county, TX, is set at $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Leverage Lendersa®'s advanced Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for eligibility. Our comprehensive mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide on the most suitable program in TX tailored to your financial needs.

Review offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Kingsland, Llano, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 78639

Exploring Conventional and FHA Loan Options in Kingsland, TX

The primary goal of Lendersa® is to expedite the process of securing the best possible Conventional, USDA, or FHA loan for you, free of hassle. Choose one of three starting points to find matching lenders and loan programs that align with your needs.

Examine USDA loan requests and matching results with Lendersa


  • Curran Mortgage Inc.
  • 1303 West Industrial Boulevard, Round Rock, TX, 78681
  • As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.

  • USA Lending Group, Inc
  • 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
  • We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,

  • Bentley & Leenher Mortgage Consulting, LLC
  • 5307 Highway 290 West, Building B, Suite 5, Austin, TX, 78735
  • We know that each customer has specific needs, and here at Bentley & Leenher Mortgage Consulting, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you are looking for. With a variety of loan programs

  • Waterloo Lending Company
  • 5506 West Highway 290, Suite 300, Austin, TX, 78735
  • Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.

  • 56 Home Loans
  • 4707 Trail Crest, Austin, TX, 78735
  • "56 Home Loans As a mortgage broker, we’re different. We monitor the pricing, loan programs and service levels of over 40 wholesale mortgage lenders to help place our clients with a more competitive mortgage.
    An expert review of your current financial situation and personal goals.
    Customized loan options to meet your goals and save you money."

  • COUNSELORS MORTGAGE CORP
  • 5500 Travis Green Lane, Austin, TX, 78735
  • Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.

  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California

  • IHS Mortgage LLC
  • 13674 Trautwein Rd, Austin, TX, 78737
  • The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.

  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • 1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.