FHA VS Conventional loan in Howe, Grayson County, Texas

In 2026, the cap for conventional loans in Howe, located in Grayson county, TX, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the current best rates among Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in TX for your financial needs.

Review offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Howe, Grayson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 75495

Options for Conventional and FHA Loans in Howe, TX

The purpose of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa's matched results for USDA loan requests


Howe Lenders

  • The First National Bank of Tom Bean
  • 109 S. Britton, Tom Bean, TX, 75489
  • Lends in Texas
  • Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.

  • Mortgage Consultants Ltd
  • 7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
  • Lends in Texas
  • As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer

  • Sync Funding LLC
  • 2101 Palo Duro Drive, Prosper, TX, 75078
  • Lends in Texas
  • Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your

  • Eagle Mortgage Company
  • 202 Coleman, Suite 300, Prosper, TX, 75078
  • Lends in Texas
  • Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.

  • Star Lending Group
  • 1011 Deer Run Lane, Prosper, TX, 75078
  • Lends in Texas
  • Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.

  • CAPROCK HOME LOANS
  • 130 N Preston Rd, Prosper, TX, 75078
  • Lends in Texas
  • Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home

  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Lends in Texas
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to drew@planwealth.net.

  • Security Mortgage Co.
  • 5601 Soapberry Dr, McKinney, TX, 75070
  • Lends in Texas
  • Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.

  • Tribune Mortgage LLC
  • 8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
  • Lends in Texas
  • Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.