FHA VS Conventional loan in Van-Alstyne, Grayson County, Texas

In 2026, the conventional loan limit in Van-Alstyne, situated in Grayson County, TX, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional, FHA, and USDA loans. Identify required income, credit reserves, and necessary documents to achieve qualification. This advanced mortgage tool allows straightforward comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program in TX fits your financial status best.

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Understanding 2026 Loan Limits and Down Payment Requirements in Van-Alstyne, Grayson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 75495

Discover Conventional and FHA Loan Opportunities in Van-Alstyne, TX

Lendersa® strives to find the best Conventional, USDA, or FHA loan for you swiftly and efficiently, avoiding hassle. Choose from three starting points to connect with matching lenders and appropriate loan programs.

Results from Lendersa USDA loan requests


  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.

  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.

  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.

  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.

  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)