Explore the differences! FHA VS Conventional loan programs in Anna, Collin County, Texas

For 2025, the Conventional loan limit in Anna, located in the county of Collin, TX, is set at $726,200. Comparatively, the FHA limit for a single-family home is established at $531,300. These limits define how much one may borrow under each program, guiding borrowers in their financial planning and decisions within the region.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the best rates for Conventional, FHA, and USDA loans available today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the best program in TX for your specific financial situation.

Explore and compare loan offers from 100 different lenders to ensure you're making the most informed choice.

Understanding 2025 Loan Limits and Down Payment Requirements in Anna, Collin, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to specific zip codes: 75409. Ensure your locale is covered to utilize these guidelines effectively.

Conventional and FHA Loan Options in Anna, TX

The aim of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loans quickly and without hassle. Select one of three starting points that will lead to effective matches with lenders and loan options tailored to your needs.

Insights from Lendersa USDA loan requests and results


  • AIF Mortgage
  • 150 SE 2nd Avenue, Suite 403, Miami, FL, 33131
  • We are a full service wholesale broker with below market rates for all your mortgage needs. Over 30 years of combined experience lending here in Florida. Local owners and team who know the Florida market to help you every step of the way. We offer FHA, VA, Jumbo, Conventional, heloc, condo, Investment,Non-QM bank statement loans and much more.
  • Access Loans
  • 150 SE 2nd Avenue, Miami, FL, 33131
  • Access Loans offers low-cost loans for employees facing financial struggles. We make lending more accessible, convenient, and transparent. We want to inspire financially healthy communities and provide financial inclusion to the working class. Our loan solutions offer a unique approach to combat against the payday lender trap..
  • GLOBAL CAPITAL ASSETS
  • 888 Brickell Avenue, Cape Coral, FL, 33131
  • Global Capital Assets is a private firm providing loans to foreign nationals, to US citizens, and capital for real estate development. We facilitate foreign national loans for residential & commercial properties in Florida, NY, TX & CO.We also facilitate loans to citizens & residents buying in The Dominican Republic
  • BMG Money, Inc.
  • 444 Brickell Avenue Suite 250, Miami, FL, 33131
  • "BMG Money is a consumer finance company, which through innovation, we created an online credit solution to combat the payday lenders A traditional approach to assessing a person’s creditworthiness relies on using an often misleading credit score as a sole marker of reliability. BMG Money takes a more holistic approach
  • David A. Krebs
  • 1080 Brickell Avenue, Miami, FL, 33131
  • David A. Krebs is a licensed mortgage broker who can navigate you through the process of finding the right loan for your needs.and He is licensed to broker residential mortgages in Florida,David thoroughly enjoys leveraging his 15-plus years of experience in the mortgage industry to help his clients.
  • GenX Capital Partners LLC
  • 200 Biscayne Blvd Way, Miami, FL, 33131
  • GenX Capital Partners and their equity fund partners target real estate investment debt and equity partnership opportunities that fall into the broad categories of value add opportunities and event driven/complex situations. We work only with seasoned sponsors who have a solid project backed by a compelling story and business plan that gives the ha
  • Inner Lakes Federal Credit Union
  • 19-21 East Main Street, Westfield, NY, 14787
  • At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg. We have evolved over the years and changed with the times
  • Ross Home Loans
  • 960 W.41St Street, Suite 212, Miami Beach, FL, 33140
  • Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.
  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
  • Yale Mortgage
  • 1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
  • Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans. Our financing solutions help real estate investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.