FHA VS Conventional loan programs in Jacinto-City, Harris County, Texas

In 2026, the conventional loan limit for Jacinto-City in Harris county, TX, is $647,200, while for a single-family home, the FHA limit is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents needed for qualification. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the optimal program in TX for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Jacinto-City, Harris County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 77029

Explore Conventional and FHA Loan Options in Jacinto-City, TX

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Jacinto-City Lenders

  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.

  • Guarantee Loan Service
  • 1209 Main Street, Suite A, Pasadena, TX, 77506
  • Lends in Texas
  • At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.

  • Space City Credit Union
  • 3101 Harrisburg Boulevard, Houston, TX, 77003
  • Lends in Texas
  • Originally chartered in 1965 as Stewart & Stevenson Credit Union, Space City Credit Union serves the employees and family members of companies such as Stewart & Stevenson, General Electric, Ineos, Solvay, McCall Group, Rex Supply, Houston Housing Authority, Houston Professional Musicians Association, and others.

  • Elite Lending Group
  • 318 McAlpine St, Houston, TX, 77003
  • Lends in Texas
  • Financial services have their own meaning in city's life. Elite Lending Group is one of such places. Organization has an average score of 2 by NiceLocal visitors and is located by the following address: Houston, TX 77003, 318 McAlpine St.

    You can find out more by dialing a number: 17139621662 — or by visiting the website: elgtexas.com.

  • Quick Lending, LLC
  • 7715 Park Pl Blvd, Houston, TX, 77087
  • Lends in Texas
  • We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.

  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • Lends in Texas
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST.

    When you join First Community, we get to know you — because that’s the best way

  • KBR Heritage FCU
  • 601 Jefferson Street, Suite KT-02, Houston, TX, 77002
  • Lends in Texas
  • In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.

  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Lends in Texas
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.

  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Lends in Texas
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property