FHA VS Conventional loan programs in South-Houston, Harris County, Texas

In 2025, Convetional loan limit in South-Houston, county of Harris, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Houston, county of Harris, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 77587

Conventional and FHA loan options in South-Houston, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
  • Larkins Tiffany
  • 712 North Valley Street, Suite F, Anaheim, CA, 92801
  • Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • America Smart Home
  • 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
  • At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Sona Mortgage
  • 1500 North Harbor Boulevard, La Habra, CA, 90631
  • American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.
  • MacLons Capital Mortgage
  • 1001 West Whittier Boulevard, La Habra, CA, 90631
  • MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Vintage Realty & Finance Inc
  • 1050 Lakes Drive, Suite 225, West Covina, CA, 91790
  • Vintage Realty & Finance, Inc. is a full service real estate and mortgage company, offering a wide range of products for all your purchase, sale and refinance needs. Whether you are looking or planning to buy your first home, or upgrading to a bigger one, or even downgrading to a smaller one, we are committed to providing the highest.
  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.
  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.