In 2026, the conventional loan limit in Karnes-City, within Karnes County, TX, is $647,200. Meanwhile, the FHA cap for a single-family home is set at $420,680.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you to decide the most fitting program for your financial situation in TX.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to these zip codes: 78118
The aim of Lendersa® is to provide quickly and seamlessly the best possible Conventional, USDA, or FHA loan. Choose one of three options to connect with matching lenders and loan programs.
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