FHA VS Conventional loan in Llano, Llano County, Texas

In 2026, the loan limit for conventional financing in Llano, located in the county of Llano, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced tool offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans to aid your decision on which program in TX is most beneficial for your specific financial circumstance.

Review loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Llano, Llano, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 78643

Conventional and FHA Loan Options in Llano, TX

The objective of Lendersa® is to quickly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Select from three initial pathways that will match you with appropriate lenders and loan programs.

Results of Lendersa USDA loan request matching


  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Vectra Bank
  • 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
  • At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations

  • Stone Creek Mortgage LLC
  • 1660 South Albion Street, Suite 723, Denver, CO, 80222
  • We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.

  • Distinctive Home Lending Inc
  • 1873 South Bellaire Street, Suite 930, Denver, CO, 80222
  • Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • The Home Loan Arranger
  • 3255 South Birch Street, Denver, CO, 80222
  • The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business

  • First Manhattan Mortgage
  • 17 Street, Suite 200, Denver, CO, 80222
  • First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.

  • M2 Lending Solutions
  • 2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222
  • M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,

  • Acclaim Mortgage Inc.
  • 1720 S Bellaire Street, Suite 804, Denver, CO, 80222
  • Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms

  • AA Mortgage Corp
  • 14346 Manchester Road, Manchester, MO, 63011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.