FHA VS Conventional loan programs in La-Joya, Hidalgo County, Texas

In 2025, Convetional loan limit in La-Joya, county of Hidalgo, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in La-Joya, county of Hidalgo, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 78576, 78560

Conventional and FHA loan options in La-Joya, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
  • Rio Grande Valley Credit Union
  • 1221 Morgan Boulevard, Harlingen, TX, 78550
  • Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Vetted Notes, LLC
  • 1210 East Tyler, Harlingen, TX, 78550
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
  • Reliant Mortgage Services
  • 30 Providencia Court, Suite 4M, Brownsville, TX, 78526
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.