Explore the differences! FHA VS Conventional loan programs in Sullivan-City, Hidalgo County, Texas

In 2026, the conventional loan limit in Sullivan-City, located in the county of Hidalgo, TX, is $647,200, while the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. It also helps you assess the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in TX for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Sullivan-City, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 78595

Available Conventional and FHA Loan Options in Sullivan-City, TX

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan promptly and with ease. You can select from one of three starting points that will connect you with the matching lenders and loan programs.

Lendersa's USDA loan request matching results


  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.

  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.

  • United Community Credit Union
  • 13700 E Sam Houston Parkway N, Houston, TX, 77044
  • United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Third Coast Bank, SSB
  • 20202 Hwy 59 North, Suite 190, Humble, TX, 77338
  • Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service

  • InvesTex Credit Union
  • 8404 FM 1960, Humble, TX, 77338
  • Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees

  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect

  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.

  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.