FHA VS Conventional loan programs in 2025 for Lago-Vista, Travis County, Texas

In 2025, the Conventional loan limit for Lago-Vista, located in Travis county, TX, is $647,200. In contrast, the FHA loan limit for a single-family home is $483,000.

Leverage Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualifications. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding the optimal program in TX for your needs.

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2025 Loan Limits and Down Payment Requirements in Lago-Vista, Travis, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This comparison table is applicable to zip codes: 78645

Options for Conventional and FHA Loans in Lago-Vista, TX

The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to find matching lenders and suitable programs.

Explore USDA loan requests and matching results with Lendersa


  • The Mortgage G.O.A.T.™
  • 14800 Quorum Drive, Suite 110, Dallas, TX, 75254
  • JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
  • Fox Lending Inc
  • 14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
  • Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
  • On Time Lending, LLC
  • 14850 Montfort Dr, Suite 165, Dallas, TX, 75254
  • On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
  • Simplifi Loans
  • 14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
  • Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
  • The Tuttle Group
  • 14900 Landmark Blvd, Suite 600, Dallas, TX, 75254
  • "The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas. With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
  • Reliance Mortgage Company
  • 5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
  • Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
  • Sublime Financial, LLC
  • 14785 Preston Road;, Suite 455, Dallas, TX, 75254
  • Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
  • DFW Investor Lending, LLC - Hard Money Lending Dallas
  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
  • AFD Lending Source, Inc
  • 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
  • "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees. We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
  • Signature Lending Services
  • 15851 Dallas Parkway, Suite 600, Addison, TX, 75001
  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
  • KBS Lending Inc
  • 16415 Addison Road, Suite 316, Addison, TX, 75001
  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family