In 2026, the Conventional loan limit for Lago-Vista, located in Travis county, TX, is $647,200. In contrast, the FHA loan limit for a single-family home is $483,000.
Leverage Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualifications. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding the optimal program in TX for your needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $333,000 | 0% |
| FHA | $483,000 | 3.5% |
This comparison table is applicable to zip codes: 78645
The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to find matching lenders and suitable programs.
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