Explore the differences! FHA VS Conventional loan programs in Lago-Vista, Travis County, Texas
In 2026, the Conventional loan limit for Lago-Vista, located in Travis county, TX, is $647,200. In contrast, the FHA loan limit for a single-family home is $483,000.
Leverage Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualifications. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding the optimal program in TX for your needs.
2026 Loan Limits and Down Payment Requirements in Lago-Vista, Travis, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$333,000
0%
FHA
$483,000
3.5%
This comparison table is applicable to zip codes: 78645
Options for Conventional and FHA Loans in Lago-Vista, TX
The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to find matching lenders and suitable programs.
Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
11500 Bee Caves Road, Suite 150, Austin, TX, 78738
Lends in Texas
Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
