FHA VS Conventional loan programs in 2026 for Cedar-Park, Williamson County, Texas

In 2026, the conventional loan limit in Cedar-Park, situated in Williamson county, TX, is $647,200. Meanwhile, the FHA cap for a single-family home is $483,000.

Use the Lendersa® Conventional loan calculator to assess and compare today’s top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you decide on the most suitable program for your financial circumstances in TX.

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2026 Loan Limits and Downpayment Requirements in Cedar-Park, Williamson County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This comparison table applies to the following zip codes: 78613

Conventional and FHA Loan Options in Cedar-Park, TX

Lendersa® aims to promptly secure the ideal Conventional, USDA, or FHA loans for you, without hassle. Start with one of three options to align with matching lenders and tailor-suited loan programs.

Results of USDA loan requests and matches at Lendersa


Cedar-Park Lenders

  • Randy Walsh Mortgage Connextions LP
  • 3000 Polar Lane, Suite 502, Cedar Park, TX, 78613
  • Lends in Texas
  • Randy Walsh lives in Round Rock and serves Texas with mortgage programs tailored to fit the needs of first-time home buyers, & homeowners who need to refinance a mortgage. Randy can educate you about all the loan products offered including conventional loans, FHA home loans, VA home loans, home improvement or renovation loans and USDA home loans.

  • Karen Schimpf - Commercial Capital, Ltd
  • 2800 E Whitestone Blvd, Suite 120, Cedar Park, TX, 78613
  • Lends in Texas
  • Approved Commercial Correspondent Loan Broker and Lender specializing in SBA loans, SBA 7a Loans, SBA 504 Loans, restaurant, foreign national, apartment, and commercial hard money loans. Whether you're launching, acquiring, refinancing, or expanding a business or property, rely on Karen and her team to design personalized commercial loan solution

  • Low VA Rates
  • 201 S. Lakeline Blvd, Suite 901, Cedar Park, TX, 78613
  • Lends in Texas
  • We specialize in helping military families and veterans receive the lowest VA Home Loan interest rates on the market. We have helped thousands of military home owners use their hard-earned VA benefits and save hundreds to thousands of dollars on their home mortgage and also LowVARates.com is not affiliated with any government agencies.

  • Advantage One Mortgage
  • 1907 Cypress Creek Road, Suite 103, Cedar Park, TX, 78613
  • Lends in Texas
  • Advantage One Mortgage is an Austin, Texas based Mortgage Banker. We specialize in the origination of residential mortgage loans including Conventional, FHA and VA products. We have helped people finance homes all over Texas and in many other states as well.

    The Advantage One Mortgage team is committed to providing clients with the highest quali

  • American Bank of Commerce Wolfforth
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • Lends in Texas
  • The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce

  • Tiffany's Hard Money Real Estate Loans LLC
  • 9900 Spectrum Dr, Austin, TX, 78717
  • Lends in Texas
  • Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.

  • Infinity Mortgage Holdings, LLC
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • Lends in Texas
  • Infinity Mortgage Holding LLC is Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service: to our clients, and to our team. Our strength lies in our communication, our relationships, and our execution and also Infinity Mortgage Holdings, LLC is committed to providing clients with the highest quality home loans.

  • Mark Monreal & Associates
  • 13001 Debarr Drive, Austin, TX, 78729
  • Lends in Texas
  • Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Larry The Lender
  • 13420 Lyndhurst St, Apt 301, Austin, TX, 78729
  • Lends in Texas
  • Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.