FHA VS Conventional loan programs in 2026 for Flower-Mound, Denton County, Texas

For 2026, the conventional loan limit in Flower-Mound, within Denton county, TX, stands at $647,200. Meanwhile, the FHA cap for a single-family home is $450,800.

The Lendersa® Conventional loan calculator allows you to compare today's best rates across Conventional, FHA, and USDA loans, as well as ascertain necessary income, credit, reserves, and documents for qualification. Our advanced tool presents Conforming Conventional loans alongside USDA, FHA, and VA options side by side, guiding your decision on the most suitable program for your situation in TX.

Explore loan offers from over 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in Flower-Mound, Denton County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to these zip codes: 75022

Exploring Conventional and FHA Loan Options in Flower-Mound, TX

The intent of Lendersa® is to efficiently deliver the best Conventional, USDA, or FHA loan options to you without complications. Initiate with one of three approaches to align with matching lenders and loan programs.

Results for USDA loan requests and matches at Lendersa


Flower-Mound Lenders

  • J Philips Mortgage, Inc.
  • 3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
  • Lends in Texas
  • J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.

  • Creekview Realty
  • 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
  • Lends in Texas
  • Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.

  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • Lends in Texas
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Lends in Texas
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village

  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • Lends in Texas
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • Ensure Home Loans LLC
  • 950 Deer Hollow Boulevard, Southlake, TX, 76092
  • Lends in Texas
  • Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Southern Mortgage Group, LLC
  • 546 Silicon Drive, Suite 100, Southlake, TX, 76092
  • Lends in Texas
  • Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.

  • Red Diamond Home Loans, LLC
  • 165 S. Kimball Avenue, Southlake, TX, 76092
  • Lends in Texas
  • Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs

  • Finite Mortgage, Inc.
  • 6 Heritage Court, Trophy Club, TX, 76262
  • Lends in Texas
  • At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.