FHA VS Conventional loan programs in Lufkin, Angelina County, Texas

For 2025, the conventional loan cap in Lufkin, located in Angelina county, TX, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator for comparing the leading rates of Conventional, FHA, and USDA. Find out what income, credit, reserves, and documentation are needed for qualification. Our comprehensive mortgage calculator gives a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the best program in TX for your finances.

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Loan Limits and Down Payment Requirements in Lufkin, Angelina, TX for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 75904, 75901, 75903, 75915

Available Conventional and FHA Loan Options in Lufkin, TX

The aim of Lendersa® is to get you the best possible loan—Conventional, USDA, or FHA—swiftly and without hassle. Begin with one of three starting points to align with lenders and loan programs.

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  • Villa Grove State Bank
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  • Lafayette State Bank
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  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
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  • Signature Mortgage Inc.
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  • We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.