Explore the differences! FHA VS Conventional loan programs in Lufkin, Angelina County, Texas
For 2026, the conventional loan cap in Lufkin, located in Angelina county, TX, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator for comparing the leading rates of Conventional, FHA, and USDA. Find out what income, credit, reserves, and documentation are needed for qualification. Our comprehensive mortgage calculator gives a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the best program in TX for your finances.
Loan Limits and Down Payment Requirements in Lufkin, Angelina, TX for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to these zip codes: 75904
Available Conventional and FHA Loan Options in Lufkin, TX
The aim of Lendersa® is to get you the best possible loan—Conventional, USDA, or FHA—swiftly and without hassle. Begin with one of three starting points to align with lenders and loan programs.
Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see
The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
